Jennifer Simms — Buy. Sell. Build.

Buyers

The Home Buying Process

Buying a home is one of life's biggest decisions. Here's what to expect, step by step — and I'll be beside you through every one.

Jennifer Simms handing a client the keys to their new home
  1. 1

    Let's Talk

    We start with a conversation about what you want — neighborhoods, must-haves, timeline and budget — so your search is focused from day one.

  2. 2

    Get Pre-Approved

    A lender reviews your finances and tells you how much you can borrow. A pre-approval letter makes your offer stronger, and I can connect you with trusted local lenders.

  3. 3

    Find Your Home

    I set up a custom search, send new listings the moment they hit the market, and tour homes with you — pointing out what's great and what to watch for.

  4. 4

    Make an Offer

    Using recent sales nearby, we decide on a smart price and terms. I negotiate on your behalf to get you the best deal possible.

  5. 5

    Inspections & Appraisal

    Once under contract, a home inspector checks the house top to bottom and the lender orders an appraisal. If issues come up, I negotiate repairs or credits.

  6. 6

    Final Steps

    Your loan is finalized, you secure homeowners insurance, and we do a final walk-through to make sure everything is just as agreed.

  7. 7

    Closing Day

    You sign the paperwork with the closing attorney, and the keys are yours. Welcome home!

Ready to start?

Let's talk about your goals and find the right home for you.